Don’t Simply Retire. Have Something to Retire to.
Kai-Zen® offers you up to an additional 3 times more money to fund a unique cash accumulating life insurance policy using leverage.
Why Kai-Zen®
We have all used leverage to purchase a nicer house or to buy a better car. Kai-Zen® uses leverage for the potential to accumulate more growth & obtain more protection, while providing the ability to maintain your current standard of living. That’s the smart way to use leverage.
Value Provided
Potential for more accumulation.
Maintain current lifestyle.
More protection for you and your family.
Diversify your assets
Required Qualifications
- Your combined household income is at least 100k per year.
- You are between the ages of 18 – 65.
- You are in average or good health.
- You can contribute a minimum of $22k per year.
Kai-Zen® is Different
Kai-Zen® is the only strategy that provides you the opportunity to add up to 3 times more money to fund a cash accumulating life insurance policy. Your contributions and the policy provide the security needed to obtain the loan and your participation is easy. Simply create an account, estimate your short 5-year annual contribution amount, and let Kai-Zen® leverage do the rest. Kai-Zen® was designed to minimize expenses and maximize your potential for accumulation. We then combined it with leverage to provide you the potential for 60-100% more:*
Benefits of Smart Leverage
- No credit checks.
- No loan documents.
- No personal guarantees.
- No interest payments.
Benefits of More Protection
- Death benefit with living benefit riders.
- Chronic illness.
- Terminal illness.
Benefits of More Growth
- Upside crediting (subject to cap).
- No negative returns due to market decline.
- Tax-free distributions with potential to access cash value using tax-free policy loans.

